Employer
Acme Logistics LLC
Real benefits for your team, at no premium cost to the business — and no admin landing on you.
People
48
3 new this month
Enrolled
39
81%
Ready & waiting
6
set up, waiting on a window
Your cost
$0.00
carrier-funded · always
What Bookah handled for you this month
So you didn't| Task | Handled | Your time |
|---|---|---|
| Employee questions answered | 112 | 0 hrs |
| Enrollments prepared | 9 | 0 hrs |
| Deduction reconciliation | Automatic | 0 hrs |
| Compliance filings | Not yours — never were | 0 hrs |
Employer
My people
Who's covered, who's ready, and who hasn't started. You'll notice you can't see what anyone chose — that's deliberate.
| Employee | Hired | Status | Readiness | Window |
|---|---|---|---|---|
| Marcus Delgado | Aug 2023 | Enrolled | 100% | — |
| Tania Okonkwo | Mar 2022 | Enrolled | 100% | — |
| Ray Whitfield | Jun 2026 | Ready | 100% | Initial eligibility · 19d |
| Dana Cruz | Jan 2021 | Ready | 100% | Next: open enrollment |
| Ellis Bhatt | Feb 2025 | Partly set up | 60% | Next: open enrollment |
| Priya Raman | Nov 2024 | Not started | 0% | Next: open enrollment |
You cannot see their coverage, their dependents, or their premium — and you never will. The moment an employer sees or influences what someone chose, the arrangement starts looking like an employer-sponsored plan. Keeping you out of it is what keeps it out of ERISA, and keeps your liability at zero. This is a control, not an oversight.
Employer
Enrollment window
You set the annual window. Bookah does the rest — including reaching people you'd never get to.
Your enrollment periods
Plan year 2026| Plan year | Opens | Closes | Effective | Type | Status |
|---|---|---|---|---|---|
| 2026 | Nov 1 | Nov 21 | Jan 1, 2027 | Passive | Scheduled |
| 2025 | Nov 1 | Nov 21 | Jan 1, 2026 | Passive | Closed |
Why your window converts better here
Most benefits platforms meet your people for the first time during the window — rushed, confused, and defaulting to nothing. Bookah has been talking to them all year. By the time your window opens, they're already built. Enrolling is a confirmation, not a decision.
Ready before the window
6 of 9
of those not yet enrolled
Expected take-up
87%
vs ~40% industry
Employer
What this costs me
The shortest page in the product.
What you are not doing
| The usual | Here |
|---|---|
| Paying a premium | No — carrier-funded |
| Sponsoring or endorsing a plan | No — and that's the point |
| Contributing to premium | No — would create an ERISA plan |
| Administering a deduction | No — it comes out of net pay directly |
| Holding the compliance liability | No — it was never yours |
Your only job is to forward a payroll deduction, or nothing at all. You don't sponsor, endorse, contribute to, or profit from this coverage. That sentence is what keeps you clear of ERISA — and it's the same sentence we say to your employees.
Employer
Documents
Everything you'd need if someone asked.
| Document | What it is | |
|---|---|---|
| Employer participation agreement | Confirms you don't sponsor, endorse, or contribute | |
| Safe-harbour attestation | ERISA §2510.3-1(j) — signed at onboarding | |
| Plan brochures & rates | Supplemental — not major medical | |
| Enrollment summary | Counts only — never individual choices |
Employer
Support
Your people don't call you about benefits. They ask Bookah.
Where questions go
| Question | Goes to | Your involvement |
|---|---|---|
| "What does this cover?" | Bookah | None |
| "What will it cost me?" | Bookah | None |
| "I want to talk to a person" | Licensed agent of record | None |
| "Am I signed up?" | Their own account | None |
| "Can you change my deduction?" | Bookah / agent | None |
This is the quiet benefit. An HR manager at a 48-person company loses days a year to benefits questions. Here it's zero — and it has to be zero, because you answering coverage questions would look a lot like endorsing the plan.